Client Testimonials

I had been interested in property investing for some time, and I knew it was the right type of investment for me. Like so many people though, I was completely uneducated in the property space and knew I had to upskill myself before committing to the journey.

The education provided by Margaret initially, and the ongoing support from Bernie and Terry continues to equip me with the tools to make far more educated decisions, and has given me the confidence to buy interstate, sight unseen! I simply would not be able to do this without the help of Destiny, and I have no doubt that the costs outlaid for Destiny were made back in my first property purchase simply through the negotiation skills I had learnt in the course.

I would (and do) recommend Destiny to anyone looking at building a property portfolio, the value that you get from being a client is immeasurable - certainly the best investment you will make. You will not regret it!

I had been interested in property investing for some time, and I knew it was the right type of investment for me. Like so many people though, I was completely uneducated in the property space and knew I had to upskill myself before committing to the journey.

The education provided by Margaret initially, and the ongoing support from Bernie and Terry continues to equip me with the tools to make far more educated decisions, and has given me the confidence to buy interstate, sight unseen! I simply would not be able to do this without the help of Destiny, and I have no doubt that the costs outlaid for Destiny were made back in my first property purchase simply through the negotiation skills I had learnt in the course.

I would (and do) recommend Destiny to anyone looking at building a property portfolio, the value that you get from being a client is immeasurable - certainly the best investment you will make. You will not regret it!

For a couple of years now (after passing a very frightening zero milestone) I have been worried about the very real possibility of having to work full time until I am at least 70, before even thinking of retiring.

That thought did not thrill me!

I looked at properties around Perth, where I live. I thought I would have to negatively gear (because that was all I knew), only adding to my outward expenses. I didn't like that thought either.

After a short while, I realised I actually had NO idea what I was doing OR where to start and even LESS idea about how to successfully invest in the property market.

I was very fortunate to speak with a friend who was far more knowledgeable in property investment than me. He very generously spent one afternoon with me and explained what he had learned. He told me about Margaret Lomas and Destiny.

"You need to educate yourself," were his very wise words.

Well to Rod, I will be forever grateful!!!

I did the EPE course in late November 2015 and I felt like all the stars were aligning. It made so much sense.

Destiny educated me on HOW to locate the best areas within Australia to invest (those indicating future capital growth) and WHAT to look for in a property in order for it to be cash flow positive.

Doing this solo was always going to be challenging for me. Bernie and Terry from the Perth branch have been SO very patient with me along the way! It has been very reassuring to know that whenever I am unsure of something, they are always there to help and guide me. They are professional, objective, highly ethical and encouraging. Their ongoing support has been invaluable!

They continually reassure me that they are only a phone call away and remind me that no question is a dumb question. (At times I have felt a bit like a dunderclumpin!!)

I can now proudly say that I have purchased my very first cash flow positive investment property with a tenant in place. Everything is ticking along beautifully.

I am now looking for property number 2!!

I cannot recommend Destiny highly enough. It is ALL about EDUCATION and SUPPORT.

What I have paid to educate myself in understanding HOW to become a successful property investor and have the support that has come with it, compared to the amount my children have to repay in university HECS… NO comparison.

As an iconic Aussie once said…"Do yourself a favour…"

Education + Support = Success

My partner and I joined the Perth branch of Destiny at the end of 2012. We were building our first investment property at the time of joining. We completed the EPE course and then started our investment journey with Destiny on board in early 2013. We now have 8 investment properties and have paid off our PPOR.

Our decision to join Destiny was driven by our realization that we needed to set ourselves up for our future, aim for an earlier retirement and allow ourselves to pursue things we really enjoy. Destiny really appealed to us because of its ethical, common sense and down to earth approach. Destiny gives you the tools and resources to successfully find the right properties and provides ongoing support to keep building your portfolio.

Terry and Bernie at the Perth branch are fantastic. Bernie provides great PAT sessions, feedback on potential purchases and encouraging you to use all the resources available to continue your education and growing your portfolio. Terry provides his great knowledge and skill from the initial assessment of your financial situation, the loan application process and ongoing consultation of your financial position. With his guidance we are well on our way to achieving our goals.

Joining Destiny is one of the best investments we've ever made. Our position is vastly different from 3 years ago - Destiny has been the driving force behind this change.

We moved to the Coffs Harbour region from Sydney 7 years ago seeking a more relaxed lifestyle after a major health concern for Peter. Consequently our employment incomes dropped significantly and we needed to rekindle our interest in property to secure our future and improve our short and medium term circumstances.

After hearing so much about Destiny we decided to investigate their Virtual Branch education and support services for clients living a long way from a local Destiny branch. Destiny's Virtual branch has successfully delivered these services to us via modern technology. There has been no disadvantage compared with a face to face service. Our results have been tremendous. In two and a half short years we have acquired 6 investment properties.

The capital growth has been about 10% and the cash flows on all our properties are neutral or cash flow positive. They have always been completely professional, impartial and ethical in all their dealings with us. We have no hesitation recommending Destiny's Virtual service to anyone wanting to build wealth and income from a distance.

Joining Destiny Financial Solutions has been a rewarding experience for us.

I have been interested in property investment for a while now, and owned an investment property for some time. I was interested in owning multiple properties for financial security, and discovered Your Money Your Call and Property Success with Margaret Lomas on the Sky Business Channel. I contacted Destiny Financial Solutions Fitzroy as a result of the programs, and we attended an open office session in Fitzroy.

We found that the goals of Destiny and the methodology used - of buying and holding for instance (not necessarily of renovating) was in line with ours. We decided to sign up and attending our Essential Property Education course in Fitzroy in October 2009.

We both enjoyed the course immensely. Louise Lucas was an entertaining and knowledgeable trainer. The course was a very worthwhile activity for us to do as a couple. We liked that the course equipped us with skills do conduct our own research and property search.

We were also provided with ongoing individual support after the course. I was extremely grateful for this as it allowed us to ask questions, voice our concerns on a particular property for instance, and clarify whether or not we were making the right decision. Not matter how busy Louise was, she always made the time to talk to me to provide guidance and the much needed support, including providing an after hours number.

A week after our EPE course, we made our first property purchase. Doing the EPE course and being a part Destiny has started us on a momentum of researching to buy more properties. We have found it to be exciting, challenging and we're having a lot of fun in the process.

Signing up as a Platinum member has turned out to be an excellent investment, and we are finding we are getting a good return on this investment of ours.

My husband and I were in a position where we had bought and then sold several properties. However, we realised that although we'd made a profit on these properties sold, they had later continued to go up in value. My husband always wanted to buy investment properties and hold on to them, but we did not have the know-how without outlaying a lot of our own personal funds. Then I discovered Margaret Lomas' books which I read with enlightenment and much enthusiasm. This was the answer we were looking for! We decided to contact Destiny in Fitzroy VIC. This was the start of our financial freedom.

We joined Destiny in January 2007 and purchased our first investment 3 months later. We were so excited to learn as much as possible about property investing that we attended many Destiny education courses. With our newfound knowledge, reading property information and using Margaret's books as a guide, we were totally confident in purchasing our next property in a regional centre. We purchased 4 units on one block in Victoria, which were positive cash flow from day one!

In February 2008, we found a property in the city centre of another regional town, interstate. These units have all had rent increases and the property has gone up in value by 25% in 1½ years. To date, all of our properties have not only increased in value significantly but the rents have also already gone up. We plan to purchase another 3 properties before June 2010 and feel this is a realistic goal.

Destiny has given us the confidence to buy property without the fear of making a huge mistake. There is always someone at the office to support us and give us advice. We've now learnt about what a ‘good area' entails and we use Margaret's book '20 Must Ask Questions for Every Property Investor' to substantiate our findings.

Joining Destiny was the best money ever spent. In my opinion, we recouped the value of the fees from our first purchase.