Cookie Policy

The Destiny Group is committed to protecting your privacy and using technology that gives you the most powerful and safe online experience. This Cookie Policy applies to the Destiny website and governs its usage of cookies. By using the Destiny website, you consent to the use of cookies as described in this policy.

What are cookies?

Cookies are small text files that may be stored on your computer, tablet, phone or internet enabled device ("device") when you visit a website. A cookie will typically contain the name of the originating domain, the expiration date of the cookie, and a value or values which were stored by the website.

Cookies are widely used in order to make websites work, or work more efficiently, as well as to provide analytical information about the visitors to a website. The use of cookies is now standard for most websites.

What types of cookie are there?

Session cookies are temporary. They allow a website to link the actions of a user during a browser session. A browser session starts when a user opens the web browser and finishes when they close the web browser. Once you close the web browser, all session cookies are deleted.
Persistent cookies remain on the user's device for the period of time specified by the cookie's expiration date. They allow a website to link the actions of a user across browser sessions. These cookies are activated each time that the user returns to the website.

What are First-party and Third-party of cookies?

First-party cookies are those cookies with a domain name the same as the website you are visiting. These cookies are only accessible when you are visiting websites in the same domain as the domain that created the cookie. By default, first-party cookies are allowed in every Web browser. If you were to disable first-party cookies, a website may not be able to identify you as you move from page to page within the website or to remember your preferences.
Third-party cookies are those cookies with a domain name other than the one the user is currently visiting. These cookies are accessible when you visiting other websites which also use third-party cookies from those domains, and can be used to track a user's web browsing across websites. By default, third-party cookies are often allowed by a Web browser; however, they may be blocked, as they are widely used by advertisers to track a user's browsing history.

What functions are cookies used for?

Strictly Necessary cookies are essential to navigate around a website and use its features. Without these cookies you typically wouldn't be able to use basic website features like registration, login or shopping baskets. These cookies typically don't contain personally identifiable information and typically do not store information about you that could be used for marketing or remembering where you've been on the internet.
Functionality cookies allow users to customise how a website looks or works for them. These cookies can remember a user's preferences and login credentials or to provide personalised content. These cookies typically don't contain personally identifiable information and typically do not store information about you that could be used for marketing or remembering where you've been on the internet.
Analytical/Performance cookies collect data for statistical purposes on how visitors find and interact with a website. These cookies typically don't contain personally identifiable information, and are typically used to improve your user experience of a website. These cookies are usually created by a script a website operator has added to their website in order to use the services of a third-party analytics provider. First-party analytical/performance cookies typically do not store information about you that could be used for marketing or remembering where you've been on the internet. Third-party analytical/performance cookies can be used to track where you've been on the internet, which websites you have visited and which pages you have viewed. Third-party analytical/performance cookies can be used by analytics providers to build a profile about you based on the websites and pages you've visited. If you also use other services (e.g. e-mail) from the organisation providing the analytics then these third-party analytical/performance cookies can be used to build a detailed profile about you based on the personally identifiable information you've provided to the organisation along with the websites and pages you've visited. This information can be shared with other organisations including other advertisers.
Advertising cookies are used to track the effectiveness of an advertising campaign by tracking users' clicks. These cookies typically don't contain personally identifiable information, and are typically used to deliver advertisements more relevant to you, to limit the number of times you see an advertisement and to track the performance of advertising. These cookies are usually created by a script a website operator has added to their website in order to use the services of a third-party advertising provider. Third-party advertising cookies can be used to track where you've been on the internet, which websites you have visited and which pages you have viewed. Third-party advertising cookies can be used by advertising providers to build a profile about you based on the websites and pages you've visited. If you also use other services (e.g. e-mail) from the organisation providing the advertising then these third-party advertising cookies can be used to build a detailed profile about you based on the personally identifiable information you've provided to the organisation along with the websites and pages you've visited. This information can be shared with other organisations including other advertisers.
Social Media cookies are used to track social media engagement by tracking users' clicks, likes and shares. These cookies typically don't contain personally identifiable information, and are typically used to track a user's social media engagement and to track the performance of social media advertising. These cookies are usually created by a script a website operator has added to their website in order to use the services of a third-party social media network. Third-party social media cookies can be used to track where you've been on the internet, which websites you have visited and which pages you have viewed. Third-party social media cookies can be used by social media networks to build a detailed profile about you based on the personally identifiable information you've provided to the social media network along with the websites and pages you've visited. This information can be shared with other organisations including other advertisers.

How does this website use cookies?

First-party cookies are used for Strictly Necessary, Functionality and Analytical/Performance cookies. The Strictly Necessary cookies are essential to the operation certain features of this website such as the ability to login. Functionality cookies are used to store your settings such as whether a you've acknowledged our Cookie policy. Analytical/Performance cookies may be generated by Google Analytics scripts within our website which we use to collect data for statistical purposes on how visitors find and interact with our website. If you disable first-party cookies then some functionality of this website may not be available to you.
Third-party Advertising and Social Media cookies may be generated by Google and/or Facebook scripts within our website. A Google AdWords script may be used track the performance of our Google Adwords advertising. A Facebook script may be used to track the performance of our Facebook advertising. If you disable third-Party cookies this should not impact the operation our website.

How do I control my cookies?

Most web browsers accept cookies automatically, but you can alter the settings of your web browser to erase cookies or prevent automatic acceptance if you prefer. Generally, you have the option to see what cookies you've got and delete them individually, block third party cookies or cookies from particular sites, accept all cookies, to be notified when a cookie is issued or reject all cookies.

Please refer to your web browser documentation for details on how to delete cookies or change cookie settings.

About Destiny

Destiny is a pioneer in the Property Investment Industry and has been in business for more than 25 years.

We do not sell property, promote property developments or act as a buyers or sellers agent.

All of our Property Investment Advisers are Qualified Property Investment Advisers (QPIA^®).

About Margaret

Margaret Lomas is the creator, host and producer of the Web TV property investment shows 'Property Investing Matters' and 'Under the Spotlight' which can be viewed via the My Property TV (mypropertytv.com.au) website.

In addition to being one of Australia's most recognised and respected Property Experts, Margaret is the best-selling author of 9 Property Investment books, including titles such as 'How to Achieve Property Success', 'Investing In The Right Property Now!' and '20 Must Ask Questions^® for Every Property Investor'.

Client Testimonials

Here is what some of our customers have to say about Destiny.

"Margaret, thanks kindly to you. I am the person that did not have a house to live in 2012 but today owns 20 properties worth 11 million. Your books and Destiny course certainly changed mine and our kids lives."
— KS
"Our results have been tremendous. In two and a half short years we have acquired 6 investment properties."
— Peter and Therese — Coffs Harbour, NSW
"Destiny has given us the confidence to buy property without the fear of making a huge mistake. There is always someone at the office to support us and give us advice."
— Louise — Epping Vic
"Destiny Financial Solutions is making my journey towards personal financial freedom enjoyable, easy and stress free!"
— Marie — Mandurah, WA
"We have learnt a lot from the Destiny Team, who are always helpful, motivating and supportive — thank you, we couldn't have done it without your assistance."
— Kannika and Thanh — Gowrie, ACT
"Since starting on the Destiny system I've purchased three investment properties (looking for my fourth at the moment). A year ago if someone had told me that I would be in this position I wouldn't have believed them."
— Iain — Lane Cove, NSW
"We purchased two properties soon after joining Destiny and will have our next investment property very soon. We're on track to achieving a passive income stream that wasn't going to happen otherwise."
— Justin and Michelle — Centennial Park, NSW
"I purchased my first property, and I'm now working on my strategy for property number two. Thanks to Destiny and the Property Action Teams, my mortgage is reducing and I'm living my property investment dream."
— Jo — Gordon, ACT
"I was so impressed with the level of assistance that I introduced a good friend and her son to Destiny as I have every confidence they will also be looked after. Joining Destiny was the best investment I ever made!"
— Heather — Oakleigh South, Vic
"The Gold Coast branch has been fantastic at giving us guidance and support along the way. I'd be more than happy to recommend Destiny's service to anyone looking to grow a large property portfolio to secure their financial future."
— Jeremy and Linda — Carrara, Qld
"We have no hesitation in recommending Destiny. Their positive attitude, the help and information that they provide creates an environment to help you achieve your goals — plus you get to have fun along the way."
— Bruce and Jane — Hollywell, Qld
"I certainly would not have been able to achieve the same level of success without their support, and their team is second to none. Thanks to Destiny it's 'Two down and many to go!'"
— Ryan — Killarney Heights, NSW
"Destiny's enthusiasm for what they do make it a pleasure every time I ring for advice which has been often (sorry guys). The DestinyLive software system that is designed for clients makes the whole investing thing so much easier."
— Scott — Perth, WA
"Destiny have provided us with the confidence, the knowledge and the skill for us to continue building our future wealth. The results they have achieved for us speak for themselves."
— Kevin and Sally — Burleigh Heads, Qld
"So far we have been delighted with the service and our debt/asset ratio has improved significantly. We are more than happy to recommend Destiny."
— Bernie and Gai — Joondalup, WA
"We cannot recommend the team at Destiny highly enough. Without them we'd still be wondering where to start."

— David and Kim — Gordon, NSW

Please visit our client testimonials page to read our client testimonials and visit our client success stories page to read our client success stories.