Privacy Policy

The Destiny Group is committed to protecting your privacy and using technology that gives you the most powerful and safe online experience. This Privacy Policy applies to the Destiny website and governs its collection and use of personally identifiable information and other data. By using the Destiny website, you consent to the collection and use of personally identifiable information and other data as described in this policy.

Collection of your Personally Identifiable Information

The Destiny Group may collect personally identifiable information, such as your name, e-mail address, contact number and address if you provide this information to The Destiny Group via the Destiny website. The Destiny Group may also collect anonymous demographic information, which is not unique to you.

There is also information about the device and web browser you are using to access the Destiny website that is automatically collected by the Destiny website. This information can include: your IP address, web browser, device type and configuration, access times and referring website addresses. This information is used by The Destiny Group for the operation of the Destiny website, to maintain quality of the service, and to provide general statistics regarding use of the Destiny website.

Please keep in mind that if you disclose personally identifiable information or personally sensitive information through publicly accessible areas of the Destiny website such as social media gadgets, chat areas, article/media comments, web discussions or forums that this information may be viewed, collected and used by others. Note: The Destiny Group does not actively monitor or review any private communications made via the Destiny website, but such communications may be stored and subject to subpoena.

The Destiny website may contain links to other websites (collectively, "Linked Sites") which are not under the control of The Destiny Group. These linked sites are not under the control of The Destiny Group, and The Destiny Group is not responsible for the contents of any linked site. The Destiny Group encourages you to review the privacy policies of linked sites you choose to visit so that you can understand how those websites collect, use and share your personally identifiable information.

Use of your Personally Identifiable Information

The Destiny Group may collect and use your personally identifiable information to operate the Destiny website and deliver the products and services you have requested.

The Destiny Group, its subsidiaries or affiliated companies may use your personally identifiable information to contact you about their respective products and/or services. The Destiny Group, its subsidiaries or affiliated companies may also contact you via surveys to conduct research about your opinion of current products and/or services or potential new products and/or services that may be offered.

The Destiny Group may need to share your personally identifiable information with trusted partners in order to action or process an enquiry, order or request you have made of The Destiny Group. All such third parties are prohibited from using your personally identifiable information except to action or process enquiries, orders or requests you may have made of The Destiny Group and they are required to maintain the confidentiality of your personally identifiable information.

The Destiny Group does not sell, rent or lease its customer lists to third parties. The Destiny Group may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your personally identifiable information (e-mail, name, contact number etc) is not transferred to the third party.

The Destiny Group does not use or disclose personally sensitive information you may have provided such as political affiliations, race, religion or sexual orientation without your explicit consent.

The Destiny Group keeps track of the pages our visitors view within the Destiny website, in order to determine what areas or the Destiny website are the most popular. This data can be used to deliver customised content, user experiences and/or marketing to visitors whose behaviour indicates that they are interested in a particular subject area, product or service.

The Destiny Group may disclose your personally identifiable information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on The Destiny Group, or the Destiny website; (b) protect and defend the rights or property of The Destiny Group; and, (c) act under exigent circumstances to protect the personal safety of users of The Destiny Group websites, products and services, or the public.

Overseas Data Storage

The Destiny Group use services provided by Amazon Web Services. As a result of using these services your personally identifiable information may be stored on servers located overseas.

The Destiny Group e-mail services are provided by Microsoft Office 365. As a result of using these services e-mail communications may be stored on servers located overseas.

Use of Cookies

Cookies are small text files that may be stored on your computer, tablet, phone or internet enabled device ("device") when you visit a website. A cookie will typically contain the name of the originating domain, the lifetime of the cookie, and a value or values which was stored by the website.

Cookies are widely used in order to make websites work, or work more efficiently, as well as to provide analytical information about the visitors to a website. The use of cookies is now standard for most websites.

The Destiny website uses "cookies" to provide users with an improved user experience.

The Destiny website does not store any of your personally identifiable information in "cookies", but if you choose to register with or login to our website, then we may use "cookies" to store values which will enable our website to link the "web browser" on your "device" with your user account on the Destiny website.

Please refer to our Cookie Policy for further details on our use of "cookies".

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, some functionality of the Destiny website may not be available to you.

Use of Web Beacons

Web Beacons are links to non-visible electronic images that are embedded in a web page or e-mail communication.

The Destiny Group may use "web beacons" in web pages as they allow us to count visits to those pages and compile analytical information about visitors to our websites.

The Destiny Group may also include "web beacons" in promotional e-mail communications or newsletters in order to count views and compile analytical information about the viewers of our communications.

Security of your Personally Identifiable Information

The Destiny Group secures your personally identifiable information from unauthorised access, use or disclosure. The Destiny Group secures the personally identifiable information you provide on servers in a controlled, secure environment, protected from unauthorised access, use or disclosure. When personally identifiable information is transmitted to the Destiny website, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Changes to this Policy

The Destiny Group will occasionally update this Privacy Policy to reflect company and customer feedback. The Destiny Group encourages you to periodically review this policy to be informed of how The Destiny Group are protecting your information.

Contact Information

The Destiny Group welcome your comments regarding this Privacy Policy. If you believe that The Destiny Group has not adhered to this policy, please contact The Destiny Group at Administrator@destiny.com.au. We will use commercially reasonable efforts to promptly determine and remedy the problem.

About Destiny

Destiny is a pioneer in the Property Investment Industry and has been in business for more than 25 years.

We do not sell property, promote property developments or act as a buyers or sellers agent.

All of our Property Investment Advisers are Qualified Property Investment Advisers (QPIA^®).

About Margaret

Margaret Lomas is the creator, host and producer of the Web TV property investment shows 'Property Investing Matters' and 'Under the Spotlight' which can be viewed via the My Property TV (mypropertytv.com.au) website.

In addition to being one of Australia's most recognised and respected Property Experts, Margaret is the best-selling author of 9 Property Investment books, including titles such as 'How to Achieve Property Success', 'Investing In The Right Property Now!' and '20 Must Ask Questions^® for Every Property Investor'.

Client Testimonials

Here is what some of our customers have to say about Destiny.

"Margaret, thanks kindly to you. I am the person that did not have a house to live in 2012 but today owns 20 properties worth 11 million. Your books and Destiny course certainly changed mine and our kids lives."
— KS
"Our results have been tremendous. In two and a half short years we have acquired 6 investment properties."
— Peter and Therese — Coffs Harbour, NSW
"Destiny has given us the confidence to buy property without the fear of making a huge mistake. There is always someone at the office to support us and give us advice."
— Louise — Epping Vic
"Destiny Financial Solutions is making my journey towards personal financial freedom enjoyable, easy and stress free!"
— Marie — Mandurah, WA
"We have learnt a lot from the Destiny Team, who are always helpful, motivating and supportive — thank you, we couldn't have done it without your assistance."
— Kannika and Thanh — Gowrie, ACT
"Since starting on the Destiny system I've purchased three investment properties (looking for my fourth at the moment). A year ago if someone had told me that I would be in this position I wouldn't have believed them."
— Iain — Lane Cove, NSW
"We purchased two properties soon after joining Destiny and will have our next investment property very soon. We're on track to achieving a passive income stream that wasn't going to happen otherwise."
— Justin and Michelle — Centennial Park, NSW
"I purchased my first property, and I'm now working on my strategy for property number two. Thanks to Destiny and the Property Action Teams, my mortgage is reducing and I'm living my property investment dream."
— Jo — Gordon, ACT
"I was so impressed with the level of assistance that I introduced a good friend and her son to Destiny as I have every confidence they will also be looked after. Joining Destiny was the best investment I ever made!"
— Heather — Oakleigh South, Vic
"The Gold Coast branch has been fantastic at giving us guidance and support along the way. I'd be more than happy to recommend Destiny's service to anyone looking to grow a large property portfolio to secure their financial future."
— Jeremy and Linda — Carrara, Qld
"We have no hesitation in recommending Destiny. Their positive attitude, the help and information that they provide creates an environment to help you achieve your goals — plus you get to have fun along the way."
— Bruce and Jane — Hollywell, Qld
"I certainly would not have been able to achieve the same level of success without their support, and their team is second to none. Thanks to Destiny it's 'Two down and many to go!'"
— Ryan — Killarney Heights, NSW
"Destiny's enthusiasm for what they do make it a pleasure every time I ring for advice which has been often (sorry guys). The DestinyLive software system that is designed for clients makes the whole investing thing so much easier."
— Scott — Perth, WA
"Destiny have provided us with the confidence, the knowledge and the skill for us to continue building our future wealth. The results they have achieved for us speak for themselves."
— Kevin and Sally — Burleigh Heads, Qld
"So far we have been delighted with the service and our debt/asset ratio has improved significantly. We are more than happy to recommend Destiny."
— Bernie and Gai — Joondalup, WA
"We cannot recommend the team at Destiny highly enough. Without them we'd still be wondering where to start."

— David and Kim — Gordon, NSW

Please visit our client testimonials page to read our client testimonials and visit our client success stories page to read our client success stories.